Risk management is changing, as are the elements of risk management. One element is Enterprise Risk Management or ERM, where practical applications in organisations today range from a simple risk register and a heat-map of reporting key risks, over being a tool for deciding and monitoring the level of risk taking to being void and replaced by intelligent decision making. The three speakers have quite different views on ERM – and will discuss the pro’s and con’s of each their approach. The aim is to enlighten and challenge attendees perception and application of ERM.